We can set up and manage the following insurances for your business; key person insurance, loss of revenue insurance, debt protection insurance and business ownership buyer insurance.
Some common business insurance scenarios to think about…
Key Person Insurance – If a key person in your business who cannot be easily replaced get sick or injured, this insurance will cover the cost of a replacement.
Loss of Revenue Insurance – If as the business owner, you can’t work for a period of time, this insurance will replace the income that you generate.
Debt Protection Insurance – If you have a business loan which you can’t pay temporarily, this insurance will protect your family assets if you have used them as security and can protect the business from going under.
Ownership Buyout Insurance – If your Sale and Purchase Agreement requires insurance as part of the agreement, this is the insurance you need.
The Directors of Griffiths & Associates Ltd have worked with Nicki since mid 2016. She came well recommended and our insurances were in need of a good in depth review and she was duly appointed. Nicki gave us an excellent review of what we had and the gaps in our cover. A complete overhaul of our insurances was undertaken and Nicki put in many hours to get a great and well thought through solution for our business needs. She also worked with individual directors to align their personal covers.
We have no hesitation in recommending Nicki as a very professional, competent, reflective and patient insurance consultant. She is honest in her approach and reliable and we have complete faith in her ability. – Heather Tomason, Director, Griffiths & Associates Ltd