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Nicki Spence | Whangarei Insurance Broker | Financial Design Group

Are you looking for someone who can take the hassle out of looking after your family, business or farm insurances and ACC setups?

We can sort everything in person, by phone, Skype or Zoom.

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  • Home
  • About Nicki
  • Insurance
    • For Families
    • For Business Owners
    • For Farmers
  • ACC
  • Articles
  • Contact

SpenceAsset

Private Medical Insurance – Focus on Getting Better

Having good private medical insurance can mean the difference between focusing on getting better or focusing on fundraising to be able to afford the medicine that will help you be with your loved ones for longer. 'Warrior woman' cop calls on Kiwis Read more...

Life-Saving Breast Cancer Drugs

Access to Life-Saving Breast Cancer Drugs

There are medicines available that can be life saving (or at least life extending), but as this story shows they can also be horrifically expensive. Having comprehensive medical insurance means that you could have access to these drugs without Read more...

What does ACC Actually Cover?

ACC only covers you if you are injured and doesn't cover an injury which can be linked to a degenerative condition. ACC and Degenerative Conditions You fall and smash your knee and need knee surgery. During the investigation stage, doctors discover Read more...

How ACC & Insurance Work With and Against Each Other

In the video below, Nicki talks about how ACC levies and private insurance can work with but also against each other....and why it's important to setup your insurance the right way. https://youtu.be/4FmEeXihY-c   Read more...

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Recent Articles

Private Medical Insurance – Focus on Getting Better

Access to Life-Saving Breast Cancer Drugs

What does ACC Actually Cover?

How ACC & Insurance Work With and Against Each Other

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